What to do after debt

Only $1,000 Left Until I Pay Off My Student Loans … Then What?!

I woke up this morning, checked my Mint.com balances, and saw THIS:

Screen Shot 2013-08-20 at 9.36.00 AM



Pardon my French but HOLY SH*T.

Naturally, I started doing this:

happy dance

Why is this such the big deal?

Well, when I first graduated from school four years ago, I had over $30,000 in student loans. Even this time last year I had over $15,000 in student loans. That means I’ve paid off almost $15,000 in debt in one year.

Now I have only two more payments until I’m utterly and completely debt free.


Becoming debt free didn’t feel like it could be a reality until this morning. I know I’d made a commitment to crush this debt once and for all and become completely debt free by the end of the year, but I don’t think it hit me until just now that I’m actually going to get there. And soon.

Yeah. I’m a little giddy 🙂

So… What Do I Do With My Money After I’m Debt Free?

That’s the question I’m asking myself now… what’s next? Paying off my debt has been a laser-focused priority of mine for four years. And soon (thankfully) that priority is going to disappear.

This is exactly how I felt after my 200 mile bike ride: I was super excited about accomplishing my goal, but I had no idea what I was going to do next! After I’ve wiped out this debt, I’ll be freeing up almost $1,000 a month. There’s so much I could do with that money… I just haven’t decided what I’ll do yet!

I think I have some ideas of where I want my money to go in my post-debt life. But I’m curious what you would do if you were me.

What do you think I should do? What would you do with your money if you didn’t have to make any more debt payments?

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